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I thank the hon.
I think I should conclude my remarks, as I am aware that I have been speaking for a while.
I have already taken an intervention from the hon. Lady, so she has had a chance to make her point.
I recognise that there is poverty in working families, but I do not agree with her use of the word “trapped”.
My hon. Friend is absolutely right.
I absolutely agree and that is one reason why we have to look at policies in the round.